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Saturday, February 18, 2012

Credit Card Company Complaints

Sometimes you come across a credit card company that has been doing something wrong.

For example, perhaps they keep recharging you for fees that you already paid.  Or perhaps they charge you a late fee when you can prove they cashed the check before the due date.

Some credit card companies are worse than others.

If you have had a bad experience you may be hopping mad about it.  Not many people would blame you for that.

When you have trouble with a company it is usually a frustrating and time wasting experience.

I dislike having my time wasted by anyone, especially companies who are making money off me in the first place.  I feel they have an obligation to provide exceptional customer service.

If I have to waste my time straightening out a problem, it does not sit well with me.

Here is a list of options for credit card  company complaints

I try the easiest and less drastic methods first.  But if it comes down to getting the government involved to get a problem straightened out, do not hesitate.  That is what you pay your taxes for.  

Ice Skaters In Germany

There is a lake in the city of Darmstadt Germany that recently froze over enough for people to skate on the ice.

This is the first time in several years that it was cold enough to skate on.

You can watch the video of the ice skaters.

Sunday, February 12, 2012

Video - Village in Bacharach, Germany

This video is about a little village inside the area of the Bacharach, Germany.   The village is not very far from the Rhine. 

You will see a large vineyard area that runs up and down the hills surrounding the village.  This is a prime area for growing grapes for wine harvesting.  

In fact, this area was most likely under the control of the Romans who used it the area for wine production themselves.  

Here is the video of a village in Bacharach 

Friday, February 10, 2012

Secured Credit Cards - Your Key to Greater Financial Flexibility?

A secured credit card is for those who have bad credit or no credit at all. 

They give you a chance to build  / rebuild your credit.

This kind of credit card requires that you put down a deposit to 'secure' your credit.

Although there are reputable companies that do this, there are also some scams as well, so you VERY careful when choosing a secured card company to go with. 

Read more about secured credit cards today.

Wednesday, February 8, 2012

Responsible Credit Card Use

You can really get into trouble with credit cards.

When the balance gets bigger and bigger, the interest accumulates faster and faster. 

It is a bad cycle to get caught in.  

Sometimes, we can't help it,  but we really have to do everything we possibly can to end this situation.  It is a spiral that gets us into deeper and deeper waters.  

It is important to get out from under it, starting right now! 

Read more about Responsible Credit Card Use now.